Insurance You Can Trust

Based in Kettering, Spectrum Insurance is proud to serve the insurance needs of Kettering and all of Ohio. Let us help you find the right auto, home, life and business insurance to meet your personal needs. Contact us now for quick, competitive quotes!

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Why Spectrum Insurance

Not all insurance agents are the same! Choosing the right one can make a big difference – in price, service, and value.

With other agencies, you get one company that sells one brand of insurance. With an independent insurance agency like Spectrum Insurance, you get choices.

Why? Because independent insurance agencies, like Spectrum Insurance, represent a number of different insurance companies and can compare coverage and prices to find the best possible value for your individual circumstances. As independent agents, we are members of the Kettering community, and we’re committed to doing business face-to-face and being your advocate in times of need.


Depending on where you live – house, apartment, or condominium – the right home insurance policy can provide you peace of mind as well as the money you need to repair or replace your home and/or belongings.


Spectrum Insurance works with various insurance companies to get you the coverage at a price that’s right for you. The insurance protection you need whenever you’re on the move.


Insurance coverage that protects your company – so you can get back to business. We’re proud members of the Kettering marketplace, and we’re committed to being an advocate for you and your business in times of need.


Protect your family and your future with the right personal and life insurance. Planning to keep your family secure – today tomorrow, and down the road? The right personal and life coverage is essential.

“I was amazed at the savings we received from Spectrum. Between our home and car insurance, we saved $1600 a year. They patiently answered all of my questions and were very courteous. Spectrum has been a blessing to my family.”

Tina Williams of Brookville 3/28/2007

“Spectrum Insurance saved us hundreds of dollars on our homeowner’s insurance. And they did so without our asking them to check for lower prices. We were already long-term clients and when a renewal had a significant price increase they proactively offered options.”

Carol Storer of Waynesville 6/11/2015

“On more than one occasion Dan has called me out of the blue to tell me he has found a better deal. Better coverage with the lower premiums. Seems like he is always trying to save me money without sacrificing coverage or quality.”

Greg Moore of Oxford 4/29/2006

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